ACA health insurance for the self employed
with strong coverage at a low net cost
Get clear advice from licensed health insurance agents who understand freelancers, 1099 contractors, and gig workers. Compare ACA and Obamacare plans that fit variable income and independent work. Enroll with confidence and get support all year. Our help is free.
- Licensed ACA Advisors (11+ years)
- $0 Advisory Fees to Us
- Affordable plans and rates
- Coverage that includes your meds, physicians, and more
- Thorough comparison and analysis of DIFFERENT plans
- FREE consultation + quote via email, phone call, or in-person visit
- Family-oriented business
- Multilingual Support (English, Spanish, Hatian Creole)
- Serves 7 States
- Over 500+ happy and secured clients
Please expect to hear from our licensed agent within 1 business day. Email quotes available upon request.
DISCLAIMER: We are licensed insurance agents, not government representatives. We are not affiliated with or endorsed by any government agency or healthcare.gov.
From the same team as: Quality Insurance Services Agency
We started in Margate 22 years ago to help our neighbors get health insurance. Many families were new to the United States and needed clear guidance. We met at kitchen tables and in small offices, translated ACA/Obamacare forms, called carriers, and explained each step in plain language. Word spread as families sent friends and friends sent parents. Today, we help Florida individuals and families compare ACA marketplace plans and enroll with confidence. Our licensed health insurance agents focus on getting you strong coverage at a price that fits your budget, with year‑round support, clear explanations, and help with dental and vision options when you need them. If you want smart ACA/Obamacare coverage and a team that treats you like family, call us.
Why independent workers like you choose us
Your income can change and so can your benefits. Our licensed agents help you compare ACA plans for value and protection. We explain networks, benefits, and total costs in plain language. We help you pick the plan that gives the most coverage for your budget.
ACA Plan comparison for freelancers, contractors, and gig workers.
Help finding plans with strong coverage at a low net cost
Review of doctor networks, prescriptions, and key benefits
Year round support when your income or needs change
We’re partnered with tax pros to help you understand how your plan choice affects potential deductions and tax penalties.
The worst part? You thought you were COVERED.
We Make Health Insurance Simple (And Tax-Smart)
We’re the only ACA partner that aligns your plan with your taxes from day one.
Tax-Smart Enrollment
We match your ACA plan to your income. This means:
- Maximum subsidies you qualify for
- No penalty surprises
- Clear guidance on your 1095-A tax form
- Year-end peace of mind
$0 Advisory Fees
You pay nothing for our service. Ever.
- We're paid by insurance carriers
- No hidden costs
- No markup on premiums
- Free expert guidance
Next-Day Dental/
Vision Coverage Options
Need dental or vision fast?
- Coverage starts next day
- No waiting periods on most plans
- Simple enrollment
- Affordable rates
How It Works
-
Check your eligibility
Answer a few quick questions about your household, location, and income range to confirm ACA eligibility and potential savings.
-
Find and compare plans
Browse plans by price, network, deductibles, and covered benefits. Filter by your doctors and prescriptions.
-
See your subsidy and estimated cost
Enter your expected yearly household income to estimate premium tax credits and your monthly cost after subsidies.
Final eligibility and savings are determined by the Marketplace.
-
Agent consent
Provide consent to us so a licensed agent can help complete your Marketplace application on your behalf.
-
Pick your plan
Choose the plan that fits your doctors, prescriptions, and budget. Side-by-side comparison available.
-
Finish your application
Securely provide personal info (SSN, household members), and consent to verify identity and income. We submit to the Marketplace.
-
Make your first payment
Pay your first month’s premium to the carrier to activate coverage.
-
You're covered
Get your member ID card, set up carrier portal, pick a primary care doctor, and schedule your first visit.
Choose your coverage
ACA Health Insurance (Obamacare)
Get affordable health coverage with tax credits that actually work for you. Bronze, Silver, and Gold plans available.
- Subsidies that lower your monthly cost
- Preventive care covered 100%
- Doctor and prescription coverage
Dental
PrimeStar Dental by Ameritas. No waiting. No enrollment fees. Save 25-50% with PPO dentists.
- Day-one coverage on most plans
- Preventive care up to 100% covered
- 3 plans to fit every budget
- Child orthodontia available
Vision
Choose VSP or EyeMed networks. Next-day coverage. Exams, frames, and contacts included.
- Exams covered in full (in-network)
- Smart allowances for frames/contacts
- Over 71,000 providers nationwide
- Member-friendly pricing
Why families choose us
Compliance Disclosure: We’re paid by insurance carriers through commissions. You never pay us a fee. ENROLLHEALTHNOW is a service of Quality Insurance Services Agency, Inc.
Harry Deshommes
Licensed Health Insurance Advisor & Professional Tax Preparer | Founder & Owner of Quality Tax Plus Services, Quality Insurance Services, and Enroll Health Now
Ena Yuson
Client Care Coordinator
Chris Deshommes
Licensed Health Insurance Advisor & Professional Tax Preparer | Owner of Quality Tax Plus Services, Quality Insurance Services, and Enroll Health Now
Serving Families Across 7 states
- Florida
- Texas
- Louisiana
- Indiana
- Ohio
- North Carolina
- South Carolina
Open Enrollment Is Here
The window to enroll is limited. Don’t wait until an emergency forces you to decide.
Open Enrollment: November 1 – January 15
Frequently Asked Questions (FAQs)
How do you help with ACA or Obamacare health insurance?
We help Florida residents enroll in ACA marketplace health insurance. Our licensed agents help you compare plans, understand subsidies, and enroll in coverage that fits your needs and budget.
Are you part of the government or Healthcare.gov?
No. We are a licensed insurance agency. We are not a government agency and we are not affiliated with Healthcare.gov. We guide you through the marketplace process.
What makes you different from other agencies?
- We are also professional tax preparers. We help you choose the maximum coverage with the most affordable cost + tax smart.
- We are a family-oriented business that has been running for 22+ years
- We support you all year, not only during open enrollment.
Can you help me understand how health insurance affects my taxes?
Answer here
Do you guarantee approval or the lowest price?
Answer here
Do you charge for your services?
No. Our enrollment help is free to you. We may get paid by insurance companies if you enroll through us. This does not change your plan price.
Can you help with dental and vision insurance?
Yes. Please visit here to learn more.
When can I enroll?
Open Enrollment is usually from November 1 to January 15. You may enroll at other times if you have a qualifying life event. Examples include losing coverage, moving, getting married, having a baby, or a change in income. We will help check your eligibility.
What information do I need for a consultation?
Please have your ZIP code, estimated household income, household size, and any current coverage details. If you are self employed, bring an estimate of your annual income.
How do subsidies or tax credits work?
If you qualify based on household income and size, the Premium Tax Credit can lower your monthly premium. At tax time, the credit is compared to your actual income. We help you estimate this early to reduce surprises.
Will I get a surprise tax bill because of my health insurance?
Your subsidy is checked at tax time based on your actual income. We work to match your estimate to your real income to reduce surprises. Your final result depends on your income and tax situation.
Do you provide instant quotes?
We offer a free consultation to discuss your options. A licensed agent will give plan recommendations during a personal conversation.
Is my information secure?
Yes. We use your information only for enrollment help and plan guidance. We protect your data and do not sell it. See our Privacy Policy for details.
Ready to purchase your best coverage for the lowest price?
ACA coverage that fits your life AND your taxes. Avoid penalties. Maximize savings. Plus next-day dental and vision. Get your FREE consultation + quote via phone call, in-person visit, or virtual meeting.
License Disclosure: Enroll Health Now is the marketing division of Quality Insurance Services Agency, Inc., a licensed insurance agency in Florida
Compensation Disclosure: We may receive compensation from insurance companies for plans you enroll in. This compensation does not affect the cost of your coverage.
License Disclosure: Enroll Health Now is the marketing division of Quality Insurance Services Agency, Inc., a licensed insurance agency in Florida
Tax Services Clarification: Tax guidance is provided in partnership with Quality Tax Plus Services, Inc. regarding health insurance tax implications. This is not tax preparation or filing services unless separately engaged.
Equal Opportunity Statement: We do not discriminate based on race, color, national origin, disability, age, sex, gender identity, sexual orientation, or health status.
Privacy Policy
Terms of Service
Contact Us
About Us
- (754) 354 3396
- Visit us 6079 W Atlantic Blvd, Margate, FL 33063
© Enroll Health Now 2025. All rights reserved.